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Owners Title Insurance

There is a lot to think about when buying a home. From mortgage costs to property taxes to homeowners and mortgage insurance. Some people don’t want to think about Owners Title Insurance as well, but they should. Here are 4 reasons why you will be happy you took the time to find and buy an owners title insurance policy.

Title Insurance Protects Your Investment

A home is a large investment. For many people it will be the single largest investment they have. (I do know someone who bought a truck that cost more then their mobile home, and I know someone else with a Lamborghini that cost more then their condo, but for the average person, the home is the most valuable investment they have). Title insurance protects that investment from any legal issues that may come up from before you purchased the property. You protect your car, your home, your property, and even your life with insurance. Title Insurance protects your title to the land and home you live in. 

Closing A Real Estate Deal in Southwest Florida

Real estate closing is the genuine process of settling and transferring money and real estate title. The closing process can either take place when the representative of both parties gather together in the same room to interchange all the documents or through an escrow agent who works on all the paperwork and sends the finalized documents to the respective parties via email.

During closing, the following activities take place: The Internal Revenue Services department is notified about the process. Traditionally the closing agent notifies the IRS, or in other occasions, the Leander; the buyer signs all the necessary papers and releases the money for the property; the seller signs the deed that legally transfers the property to the buyer; the buyer is given an insurance deed that assures the validity of the property’s title; the deed is signed in the presence of a licensed notary, who confirms that the signatures belong to the designated persons. Finally, once all the paperwork is done, the deed, the deed of trust/mortgage are all recorded in the county recorder’s office.

What buyers want in a Southwest Florida Home

The real estate industry has experienced a lot of improvements in the recent years as the adoption of new technology and design continues to revolutionize the industry. Today’s home buyers are looking for a modern home that have refined trending features that defines elegance and class.

What buyers want in a Southwest Florida Homehttp://heightstitle.com/wp-content/uploads/2018/06/southwest-florida-home.jpgIf you are a home seller within Southwest Florida, it’s important that you understand these trending features so that you can position your home to attract more prospecting buyers at a better price.

  • Spacious Laundry Room

Most home owners love a home with a large laundry room. This is one of the most sort after feature especially for those buyers with large families. A spacious laundry area gives them enough space to wash their cloths and to fold them as they carry on with their normal lifestyle.

  • Hardwood Flooring

Gone are the days when wall to wall carpets and tiles were fashionable. Hardwood flooring has taken over the flooring design and it’s the most trending feature in a modern Southwest Florida home. A house with hardwood flooring is going to attract prospective buyers easily compared to the one with the conventional wall-to-wall carpets.

Southwest Florida Real Estate

Can you believe we are in mid-2018 already? If one of your resolutions for the year was a big move, time is running out. One of the biggest decisions is buying, selling, or building a new home. But first, get acquainted with the market trends and if possible consult an expert. The financial crisis of ten years ago showed us that the real estate sector can also experience some scary crashes. It is important to evaluate how the market has behaved so far and make some predictions for the remaining part of the year.

Obviously, keeping informed is one of the most important obligations for anyone in the real estate sector, or someone considering getting in. Our role is to provide a candid opinion about the sector and to provide quality guidance. The Southwest Florida Real Estate is an interesting market and one of the most dynamic in the region. Providing this information will help you keep informed of the news and factors that affect buyers and sellers of Southwest Florida Real Estate. Such information changes regularly, so it is important to get updates regularly.

What Southwest FL Real Estate Agents Must Know About Title Insurance

Title insurance is often misunderstood by prospective homeowners. They might know they should obtain title insurance, but they might not know why. As a Southwest Florida Real Estate Agent, it is your job to explain the importance and significance of title insurance to your clients. You’ll need to tell your clients that title insurance is necessary to ensure their legal claims to the property are protected. In order to accurately advise your clients regarding title insurance, there are four things you should know.

What Southwest FL Real Estate Agents Must Know About Title InsuranceKnow How Title Insurance Protects Your Clients

You might have explained to your client that title insurance will protect them from any claims against the property before they acquired that property. But what exactly does this mean? Let’s say, for example, that your client buys a home only to find out a contractor has filed a lien against the property because the previous owner didn’t pay up. If your client has title insurance, they are not responsible for paying the lien. However, that scenario is quite different if they don’t have the title insurance, meaning they are responsible for any claims against the property, no matter the circumstances.

Value of Title Services is Long-Term

When explaining the benefits of title insurance, Southwest Florida Real Estate Agents would do well to mention the enduring value of title insurance. Prospective homeowners need to know that for a one-time low fee at the time of the purchase, they and their heirs are protected financially from unknown defects that could cause financial hardship otherwise. The fee paid at the time of closing is based on the value of the home.