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South West Florida is one of most beautiful places one can own a home. Many people visit this area and immediately fall in love with it. With time they race out to purchase a piece of their dream home in South West Florida. They get excited with the brochures that show the various scenic view and beautiful home. Then they sit down with the broker to write a purchase contract. However, it is essential to understand what one is getting into to avoid costly consequences during the closing. Therefore, the following tips will enable you to understand what is expected of you when closing your South West Florida Home.

Do I Need Title Insurance, Even If I Am Paying Cash?

Do I Need Title Insurance, Even If I Am Paying Cash?

Title insurance is an insurance policy that is required by the lender when taking a mortgage. The insurance policy is meant to benefit the lender in several ways. The lender requires the insurance policy to gain knowledge and understanding about the property in question. Information gathered include the ownership of the property and whether any charge has been placed before by any other lender. The information is meant to protect the lender in the event that there may be any issues with the property. Therefore, it is imperative to take a title insurance policy when taking a mortgage using a loan rather than cash. However, when paying for the mortgage using cash, you can decide to leave out the policy or take it since it is optional and the beneficiary is yourself rather than a third party.

Owners Title Insurance

There is a lot to think about when buying a home. From mortgage costs to property taxes to homeowners and mortgage insurance. Some people don’t want to think about Owners Title Insurance as well, but they should. Here are 4 reasons why you will be happy you took the time to find and buy an owners title insurance policy.

Title Insurance Protects Your Investment

A home is a large investment. For many people it will be the single largest investment they have. (I do know someone who bought a truck that cost more then their mobile home, and I know someone else with a Lamborghini that cost more then their condo, but for the average person, the home is the most valuable investment they have). Title insurance protects that investment from any legal issues that may come up from before you purchased the property. You protect your car, your home, your property, and even your life with insurance. Title Insurance protects your title to the land and home you live in. 

Closing A Real Estate Deal in Southwest Florida

Real estate closing is the genuine process of settling and transferring money and real estate title. The closing process can either take place when the representative of both parties gather together in the same room to interchange all the documents or through an escrow agent who works on all the paperwork and sends the finalized documents to the respective parties via email.

During closing, the following activities take place: The Internal Revenue Services department is notified about the process. Traditionally the closing agent notifies the IRS, or in other occasions, the Leander; the buyer signs all the necessary papers and releases the money for the property; the seller signs the deed that legally transfers the property to the buyer; the buyer is given an insurance deed that assures the validity of the property’s title; the deed is signed in the presence of a licensed notary, who confirms that the signatures belong to the designated persons. Finally, once all the paperwork is done, the deed, the deed of trust/mortgage are all recorded in the county recorder’s office.

What buyers want in a Southwest Florida Home

The real estate industry has experienced a lot of improvements in the recent years as the adoption of new technology and design continues to revolutionize the industry. Today’s home buyers are looking for a modern home that have refined trending features that defines elegance and class.

What buyers want in a Southwest Florida Homehttp://heightstitle.com/wp-content/uploads/2018/06/southwest-florida-home.jpgIf you are a home seller within Southwest Florida, it’s important that you understand these trending features so that you can position your home to attract more prospecting buyers at a better price.

  • Spacious Laundry Room

Most home owners love a home with a large laundry room. This is one of the most sort after feature especially for those buyers with large families. A spacious laundry area gives them enough space to wash their cloths and to fold them as they carry on with their normal lifestyle.

  • Hardwood Flooring

Gone are the days when wall to wall carpets and tiles were fashionable. Hardwood flooring has taken over the flooring design and it’s the most trending feature in a modern Southwest Florida home. A house with hardwood flooring is going to attract prospective buyers easily compared to the one with the conventional wall-to-wall carpets.