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Mike Haley

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Southwest Florida is a great place to buy a home. But is it worth it to buy a SWFL fixer-upper home instead of a new build or a recently renovated home? There are pros and cons to each type of home you may want to buy and it isn’t always what you might think. Here are a few things to think about when considering what type of home to buy.

Cost

Most people think a SWFL fixer-upper home will save you a lot of money. And it is true that the cost of a fixer-upper is lower then that of a comparable home that is ready to move into, the reason is that you will be putting the difference into your renovations. However, if you have time  to wait for deals, can do some of the work yourself, or are flexible with your wants, then you can save some money by renovating a fixer-upper. However, if you are going to gut the house and start from scratch, you may end up paying far more then you would for an already renovated home… but this one will be exactly what you want.

Move to Southwest Florida

There are many places in the world that people choose to move.  Southwest Florida is one of the best places to choose.  Here are a few reasons why.

My family moved to Southwest Florida when I was very young.  After college, I decided to move away and find my way in Los Angeles.  But after 20 years, I decided that my parents made the right move by coming to Southwest Florida, and I returned.  

The Weather

Sure, June, July and August can get humid enough to make you think the whole state was slid inside a giant sauna. But the rest of the year is pretty pleasant. Most Floridians start complaining the weather is to cold if temperatures drop below 70. When it does get cold in the winter, it is usually a cold front that lasts a few day to a week, then the temperature goes right back up to pleasantly warm again.

Real Estate Transactions

As security layers from reputable firms are upgraded with the state of art cybercrime defense mechanisms, hackers are going around and target clienteles and real estate agents by manipulating their real estate transactions. Such crimes have become rampant not only in US but also in the whole world. FBI has recently reported that such crimes have been committed in all the states and in over 131 countries. Luckily, Title services are committed to taking all precautions to safely secure Real Estate Transactions. The company have invested heavily in all third-party transactions and ensures a 100% effective crime liability policy to protect clients from all corners of the States.

Recently, many buyers have fallen victims to wire fraud and only realize what had happened when the real estate agents confirm that no deposits have reflected in their bank account. Hackers have learned to tap into either the buyer or the agent’s emails. After doing so, they monitor the conversation between the buyer and the agent while keenly taking note of the time the deal is to be closed and the amount of money involved. After gathering the necessary facts about the Real Estate Transactions, they send wiring instructions with details that mirror those of the agent to the buyer but with minor but precise details that allow the hacker to get away with the full proceeds from the Real Estate Transactions.

What to know when buying a foreclosed home

For new aspiring homeowners, making that first leap into the real estate market can be a financially challenging one. Finding the perfect home that doesn’t break the budget can often lead potential buyers to feel like their purchasing options are limited.

Recently foreclosed properties have presented themselves as diamonds in the rough for many new home buyers looking for a great deal on their first purchase. With foreclosures on the rise in areas like Texas and Southwest Florida, there are no shortages of options available for those willing to take a chance on a repossessed property.

However, buying a foreclosed home isn’t as cut and dry as many other real estate purchases. There are some important considerations that should be made when closing on a foreclosed home, and knowing what to look for is essential.

Maintenance and Condition of Property

Its a very rare case that foreclosed homes are in perfect move-in-ready conditions. In fact, the opposite is usually true when it comes to the state of most repossessed homes, which tends to be one of the reasons they are priced to sell. Still, many foreclosure purchases can be great investments if the proper due diligence is done ahead of time. A detailed inspection of the home and surrounding property can be a good identifier for its relative condition. Look for signs of DIY renovations, as these are usually riddled with permit issues that need to be addressed and can prove costly. A contractor can also help you assess the integrity of the home in areas not overly visible. This will help to understand the amount of work and costs required to get the property up to code.